The Best Duvet Insert of 2021 for Every Kind of Sleeper

A duvet insert, or just duvet, is often confused for duvet covers or comforters. The duvet is protected by the duvet cover, which is a removable piece of bedding. A comforter is designed to work independently of other things – no need to have a separate casing.
Of course, comforters and duvets have a similar purpose: to cover you, so you stay warm all through the night.  

In order to purchase the best duvet insert for your bed, there are several factors you need to consider:

• Fill
• Shell material 
• Care instructions 

Some of the more common duvet shell materials include polyester, cotton and eucalyptus.  Though cotton is a breathable material, it doesn’t tend to last a long time as polyester would. Polyester isn’t a breathable or soft as cotton but, depending on its weave, it can effectively whisk moisture away.  Eucalyptus is one of the better choices for people who sweat while sleeping or run hot at night, as it can help regulate body temperature while whisking moisture away and allow air to fly through.  

When it comes to the duvet fill, goose down is ideal for insulation and loft, but not suitable for people who run hot while sleeping, people who suffer from allergies or households on a tight budget.  A more suitable option for these individuals is the down alternative duvet, which is made of fiberfill or microfiber. 

But, if you really want to go all out, there is hypoallergenic, breathable and temperature-regulating silk. The only drawback is that it stays really cool, which isn’t a great choice for people who live in a colder environment.

Now, when it comes to how to care for your duvet, you need to know that some duvet materials can be washed and dried in your home machines. However, goose down or silk duvets need dry cleaning. 

Are you interested in finding the best duvet insert for your bed? Consider some of these Amazon available products listed below.

The Best Duvet Inserts

Bedsure All Season Down Alternative Duvet Insert Review

The Bedsure All Season Down Alternative Duvet Insert offers a reversible baffle-box design and double-needle stitching that helps to distribute heat evenly without any movement or bunching of the filling. Its four-corner loops keep the duvet cover tightly in place to give you the most comfort possible.

The cover is entirely made of double-brushed cotton, which means it’s super soft and ideal for people who have sensitive skin. Decorated with inviting pipe edge, it will add a touch of elegance to your bedroom. The insert is filled with 60 ounces of a solid down alternative that keeps its fluffiness even when it’s washed multiple times. This filling is also hypoallergenic and ideal for people with allergies.

Although the Bedsure All Season Down Alternative Duvet Insert is thick, the down-alternative fill allows air to flow through freely. You can use it both in the warm and cold months without overheating. Since it can be used all year long, you get the most bang for your buck. You get the best of both worlds rather than having to buy a summer and winter blanket.

If you’re not keen on white, you can use it with duvet cover - just use the corner tie loops to attach it to the cover, so it remains flat. Bedsure offers a one-month return and replacement guarantee with free lifetime customer service to ensure your total satisfaction.

Buffy Cloud Duvet Insert Review

If you’re all about saving the environment, then the Buffy Cloud Duvet Insert will be the perfect choice for you. Each Buffy’s comforter keeps 50 plastic bottles from the landfill and protects 12 geese from harm. Perfect for all seasons, it’s also hypoallergenic, which means it’s resistant to microbes, mites, and other allergens.

With its air-blown fill, you feel like you’re sleeping on a cloud. The insert is filled with a gossamer fiber that’s both warm and soft, with the shell comprising of breathable, robust eucalyptus material. However, keep in mind that you’ll need to take it to the dry cleaners for proper washing.

The great thing about the Buffy Cloud Duvet Insert is its silky soft, light feeling. You’ll want to snuggle in this blanket all the time. An extra plus is knowing this is helping the planet!

LINENSPA White Down Alternative Quilted Duvet Review

When it comes to the best option for your budget, the LINENSPA White Down Alternative Quilted Duvet is an excellent choice. The great thing about this product is the array of colors it comes in – white, sand/mocha, charcoal/stone, and graphite/navy. With its reversible color design, it’s like getting two comforters in one, so you’ll always have a color that completes your mood and room décor.

If you want a more sensational pattern or color, a duvet cover may be what you need. The eight built-in corner and side loops will easily secure the cover on the duvet, so it doesn’t move. With its box-stitch design, the fill remains in place, so it always maintains a recently fluffed look.

Although cheap, the comforter is super soft thanks to its all-season microfiber down-alternative fill, and 300gsm fill weight. While microfiber feels like down, but it doesn’t contain any feathers or sharp quills and has no odor to it. This means it won’t cause allergies due to its hypoallergenic nature.

The manufacturer has made sure that the LINENSPA White Down Alternative Quilted Duvet insert can be washed in your home washer in cold water on the gentle cycle. You can also throw it into the dryer on a tumble dry low setting or, for better results, allow it to air dry. LinenSpa is well-known for producing very durable products using high-quality materials. Just to prove this point, the duvet comes with a three-year warranty.

KingLinen Duvet Insert Review

The KingLinen Duvet Insert has a minimalist look to it. The white color makes it difficult to see its box-stitched pattern, but it’s a very stylish comforter that will look good on your bed and is affordable too.

With down alternative as its fill, the KingLinen Duvet Insert is completely hypoallergenic. Rather than using goose down, it’s comprised of allergy-free polyester fiber. This also means it’s resistant to mold and mildew. Its medium fill weight means that it can be used at any time of the year. This is great to keep in mind when shopping for a new blanket for your home.

Egyptian Bedding Siberian Goose Down Duvet Insert Review

If you’re all about real goose down for your comforter, then the Egyptian Bedding Siberian Goose Down Duvet Insert is just what you need. It comprises of 100 percent goose down with a 750 fill power, which means it’s super soft and fluffy.

The cover of the comforter comprises of 100 percent Egyptian cotton with a 1200 thread count to ensure air flows freely through. With its baffle-box stitching design, the fill will remain in place even if you move around. The double-needle stitch keeps the down from falling out.

One of the great aspects of the Egyptian Bedding Siberian Goose Down Duvet Insert is that it can be used on really cold nights or by those who stay cold while they sleep. However, down filling isn’t recommended for people with allergies or those who want an easy-to-care-for comforter (this pick is dry-clean only). Egyptian Bedding does offer a full money-back guarantee and warranty.

MANZOO White Quilted Duvet Review

One of the biggest reasons you may like the MANZOO White Quilted Duvet is its silky soft polyester shell. Its immaculate white color, medium weight, amazing fluffiness, and insulation means it can be used all year round. The duvet is filled with siliconized fiber, which is great for people who like natural down filling but can’t use it due to allergies. On top of that, it has hypoallergenic properties that protect it against mildew, dust mites, and other allergens.

The corner tabs have been stitched to the insert, offering some support to the duvet covers. This keeps the material inside from moving around, so it stays flat for a nice polished look. The MANZOO White Quilted Duvet can be washed in your washer using only cold water and on a gentle cycle.

Royal Hotel Down Alternative Duvet Insert Review

If you love the idea of a high-quality goose down alternative comforter, then you should consider the Royal Hotel Down Alternative Duvet Insert. It comprises of 100 percent microfiber that’s hypoallergenic and allergen-free. Besides this, the insert is pure white, which means it can complement the décor in any home.

The 40 ounces of fill is quite heavy, offering you plenty of warmth for all kinds of weather conditions. Of course, this can vary from one person to the next – for some people, the comforter may be a bit too warm while it’s still too cold for others. 

The Royal Hotel Down Alternative Duvet Insert can fit a queen size bed with plenty of overhang on the sides. It uses a box-stitch design that ensures the filling remains in place, and the heat distributes evenly. Since it’s a goose-down alternative fill, you don’t have to worry about allergies or the expensive price tag. Instead, you get to enjoy all the perks of this ultra-soft comforter without any drawbacks.

Since Silk Mulberry Silk Duvet Review

People who live in a warm climate or tend to run hot while sleeping may benefit from the Since Silk Mulberry Silk Duvet. It comprises completely of natural long-strand silk, which ensures the insert is lightweight, breathable, and warm. It’s completely encased by 100 percent natural Xinxiang long-staple cotton, making it breathable all around.

Natural silk is also fluffy, but it’s not at all heavy or thick. With box-stitch quilting, the thread won’t easily unravel. In fact, the binding on four corners ensures that you can use two quilts at the same time and avoid the buckle design hurting your body. The 60cm zipper test allows you to check the comforter’s silk, with the zipper mouth of the anti-Kraft design keeping the silk in.

The Since Silk Mulberry Silk Duvet is ideal for use at a room temperature of 68 to 78 degrees Fahrenheit. The silk’s breathable properties ensure you stay warm without overheating. And, with its moisture-wicking abilities, your bed (and you) stay dry even though it’s closer to your body than compares to a down comforter. Although it’s got silk filling, the duvet can be tossed in the machine (cold water), but make sure you air dry it only. Of course, the best thing to do is take it to the dry cleaners.

Utopia Bedding Quilted Duvet Insert Review

The Utopia Bedding Quilted Duvet Insert is certainly one option for people who are looking for quality products at an affordable price. The soft cover is comprised of microfiber, which is treated with an anti-allergy and antimicrobial finish. It’s made of high-quality 3D hollow siliconized fiberfill, which means you have an ultra-soft comforter that you can snuggle up with.

Like other products offered on the market, the Utopia Bedding uses a well-designed box stitching to ensure the filling stays in place. With piped edges, the siliconized fiberfill won’t move when you do while sleeping (or relaxing).

The silicon fill is also great for people who have allergies because it’s allergen-free, antibacterial, and hypoallergenic. Thus, you never need to worry about mold, mildew, or dust mites when you use the comforter. With the super-soft cover, even people with extremely sensitive skin will find the Utopia Bedding Quilted Duvet Insert a delight to use.

Superior White Down Alternative Duvet Insert Review

If you’re looking for a comforter with super-soft fabric, then you’ll want to consider the Superior White Down Alternative Duvet Insert. Its cover is made entirely of microfiber that’s both soft and noiseless, ensuring you get the most comfortable sleep possible.

The insert comes in white color, which offers a classic view that’s only further enhanced with its baffle box construction. It’s not just eye-appealing, but functional since the design is meant to keep the fill in place. Along with the baffle box design, it has double-needle stitching, which is used to strengthen its edges.

The Superior White Down Alternative Duvet Insert uses the lofty down alternative polyfill, which means it’s comfortable for use with people who love the idea of goose down but can’t use it because of allergies. It’s got a 100-ounce fill weight, making it heavier than many other options on the market. That’s what makes it a great option for winter use or for those who are always cold. And, even though it’s heavy, it offers great breathability properties, which is useful in cooling down the insert when used during the summer.

If you need an easy-to-care-for comforter for your home, rest assured that the Superior White Down Alternative Duvet Insert can be washed in the machine and tumble dried on low heat to re-fluff.

What To Look For In The Best Duvet Insert

There are a plethora of benefits to using a duvet insert, such as style variety and ease in cleaning. Duvets offer an array of warmths, ensuring you find one that meets your personal preference and climate. If a duvet insert is what you’re looking for, then you need to know how to find the best duvet insert for your bed. 

And, you can only find the best duvet insert by looking at fill material, shell material and fill power. You also need to look at the kind of stitching being offered as well as the various sizes and prices.  Lastly, finding the best duvet insert means finding one that fits your lifestyle in terms of care and maintenance. 

Duvets vs. Comforters: Is One Better Than The Other?

Many people confuse duvet inserts with comforters, but there is a notable difference in them.  Duvet inserts, also just called duvets, were developed in Europe and stuffed with down. However, today’s duvets are made with all fibers of all types, from down to feathers to synthetic fibers.  Duvets often seen in white or off white color. 

Comforters are also stuffed with synthetic fibers, feathers and down.

The difference between them is the necessity – is there really a need for a protective cover. Duvets were created to be used as a duvet cover, keeping the rest of the bedding protected from damage, body oil and spills. 

Comforters don’t need a cover to be used but do need a top sheet to be a hygienic barrier between you and the bedding. While not necessary, some people choose to use the duvet cover with a comforter to keep it protected… just like they would a duvet. 

When it comes to choosing one or the other, there are several reasons why a duvet insert is better than a comforter including but not limited to:

• Ease of Wash – Duvet covers protect bedding from residue, dirt and other build-up. When you need to clean your duvet, just take it off and put it in the washer. Comforters often need to be dry-cleaned. 
• Versatile Design – Since duvet covers can be easily removed and changed, you can vary your room’s design and décor with new patterns and colors without needing to buy a whole new comforter. 
• Fill Diversity – Duvet inserts have an array of fill choices you can go with, and some of these will include hard-to-clean materials. 

Should You Consider A Duvet Insert For Your Bed?

Duvet inserts have a similar job as the outer clothes you wear. They work to trap air that your body has warmed up. It’s this air that becomes the barrier from the cold air circulating in the room (outside the bed). Therefore, you have all the insulation you need without the heavy feeling that comes from multiple blankets.  A really thick polyester fiberfill duvet still feels like you’re sleeping on a cloud. 

It’s not just the fact of how warm you feel with a duvet insert that makes them a worthwhile investment. 

The is an extremely flexible bedding, as you can use it to change up the room’s look whenever you want. A duvet cover can be placed on the outside of an insert. Duvet manufacturers produce covers in all kinds of colors, materials and patterns. However, a well-designed duvet insert is going to have between two and eight loops that been sewn onto the outer edges. 

The loops are used to keep the duvet covers together with the insert – to ensure it doesn’t shift.  If you need to change your cover for any reason, you can just untie it and take it off (much like you would with a pillowcase).  Throw the covers in with the rest of your bedsheets, which means it’s so easy to take care of.

A problem with traditional comforters is how difficult they can be to clean. They are bulky and don’t always fit in a regular washing machine. On top of that, there are specifications instructions in caring for the comforter. If you don’t have the time or energy to take your comforter to the dry cleaners, the best alternative is to get a duvet insert. 

Simply put, a duvet insert works to keep your bed looking its best all the time. It’s quilt-like comfortable, easily-customizable and it’s one of the more cheaper alternatives available on the market. 

What Should You Consider When Buying The Best Duvet Inserts

There are several things to consider when you’re trying to buy the best duvet inserts for your bed, such as fill material, shell material, fill power and construction. Here’s a closer look at each factor:

Fill Materials 

Fill is a product’s stuffing, and there are all kinds of fill materials that are used in duvet inserts including:

• Cotton – Cotton is a breathable, highly-affordable material but doesn’t do well in cold weather because it doesn’t provide ample warmth. 

• Duck Down – This is the soft underside of the bird, which also locks in heat. Dock down is typically smaller and isn’t as fluffy, but is usually cheaper than goose down. And, like goose down, some people may find they are allergic to it. 

• Down Alternative – Down alternative is made from polyester microfibers that look and feel like actual down.  This material type usually costs much less than genuine duck and goose down, and it doesn’t generate any allergic reactions. The drawback is that the quality isn’t always the same and low-quality synthetic down isn’t as durable as other options (gel-fiber and Primaloft). 

• Goose Down – Much like duck-down, this is the fluffy, soft side of a goose, found on the belly side of the body. It’s this plumage that locks in heat. However, goose down can cause allergies in some individuals, especially if they are allergic to it. 

• Silk – This material is great for the summer months, but if you sleep cold or you live in a cold environment, you won’t get the warmth needed for a comfortable night’s rest.  

• Wool – This type of material provides a plethora of warm in the colder months. In the warmer ones, wool works to wicks moisture away and allows air to flow freely through. Since wool has a lower loft than other options, the wool duvet inserts tend to be heavier and offer an excessive amount of warmth. 

Fill Power

When you’re looking for the best duvet insert, you’re going to come across the phrase “fill power.” This is how much space one ounce of filling takes up. Fill power is what tells you the fluffiness of the duvet. The higher the fill power, the thicker and fluffier it will be. Besides offering additional warmth, a higher fill power means the duvet fill is more durable and will maintain its firmness for much longer. 

What are the typical fill power options?

• 400 or less – Duvet inserts with a fill power of 400 or less is usually lightweight and is suitable for the summer months and warm clients as well as people who sleep hot. 

• 400 to 600 – Duvets that run between 400 and 600 for their fill power tend to have a higher loft and is ideal for any climate. In colder months, they don’t provide adequate warmth for people who run colder. 

• 800 or more – These are the highest duvets on the market, providing an ample amount of worth and durability. They are great for the colder seasons and climates. They are also recommended for people who don’t sleep hot.

Shell Material

While duvet insets stay under the protective covers, the shell material is certainly something to consider. What are some of the more common shell materials you can purchase from? What are the advantages and disadvantages of these types?

• Cotton – This is a very affordable material, found in all kinds of products. Cotton is breathable, which means it allows air to flow through. When looking for the best duvet insert, you should find one with a 300 or more thread count to ensure its durability. In most cases, cotton duvets can be easily washed in your washer and dryer. 

• Polyester – This affordable synthetic fabric is well-known for its durability properties. Unfortunately, with this material, it locks in heat and moisture, which makes it unbearable for people who run hot or live in a tropical/warm climate. Like cotton, you can wash polyester duvet inserts in your home washer machine. 

• Cotton-Polyester Blends – Polyester, combined with cotton, increases the breathability, durability and strength properties. This blend material means the duvet is less likely to shrink and wrinkle.

Construction 

When you’re looking for the best duvet insert, your decision is going to be affected by the construction the manufacturer used to produce it. The four common construction designs include:

• Baffle-Box – A baffle-box stitching means an extra piece of fabric was used to affix the duvet’s insert top to its bottom, giving it more loft. However, you will need to fluff the duvet to bring back its loftness regularly. 

• Box-Stitch/Sewn-Through – This duvet construction means it’s been stitched to the pockets, so the fill remains in place. However, it doesn’t keep is loft as well as other duvet types.
• Channel Construction – With this style of stitching, the manufacturer creates long rows or baffles that go down the duvet’s length from the comforter. If you don’t use a high-quality down, the fill can fall out. 

• Gussett – With this type of stitching, the bottom and top of the duvet are connected by sewing around the edges. A gusseted duvet insert means you have more loft to enjoy. 

Tog Rating and Warmth 

The tog rating lets you know how warm a duvet is. The higher this rating, the more heat the duvet traps. The primary way in which to find the best duvet insert is to remember the following:

• 4-Tog Duvet – summer
• 9-Tog Duvet – fall or spring
• 13-Tog Duvet – winter

Don’t confuse weight with warmth. Duvets that have a higher fill weight do provide ample warmth. In warm environments, the heavy fil weight provides comfort. For cooler environments, the lightweight duvet fill may do better.  

Sizing 

Duvet inserts can be purchased in many sizes (similar to your bed size). These sizes include:

• Twin
• Twin XL
• Double
• Full
• Queen
• King
• California King

If you want some overhang on your duvet, the best duvet insert is one that’s bigger than your actual mattress size. 

Affordability 

Most people look for the best products on the market, and the same is true of duvet inserts. However, lavish duvet insets are usually very expensive, more so than other kinds of bedding. For some people, this exceeds their budget and isn’t a viable option.  That doesn’t mean, however, that you can find the best duvet insert in your budget range. 

Durability 

A way to save on your purchase is to consider how the material is manufactured. A polyester-fiber fill is a great alternative to down feathers, and will also last longer and won’t cause allergies. If you want a duvet insert with a cotton or polyester microfiber and high thread count, the product will be soft to the touch. 

Be sure you pay mind to the sewing of the duvet shell. This will give you some idea of what the durability and construction are. The shell features a box-stitching design to keep the fill from moving around when you’re using it. 

You also want piping around the edges to reduce the chances of tears. 

Put an insert up to the light and see how much filling is in each box stitch. If it’s not full or the shell fabric droops a bit, chances are the duvet insert will not retain its fluffiness.  

A well-designed insert will last you quite some time, which means there is no need to replace it as often as one that’s not made as well. Thus, saving you money in the grand scheme of things. 

Loops 

Some duvets do well without a cover. Therefore, if you’re going to use a cover, you need to determine if you want one with loops so it will stay inside the cover. If you don’t use a cover, consider a duvet that can be washed with the rest of your bedding. 

Return Policy and Warranty

Every online shopper should be mindful of a product's warranty. It’s never been easier to buy things from out of state/country for your home. However, when you purchase something, you don’t have a good feel for it until it’s actually in your hands. This often leads to disappointment and wasted money unless you’re buying a product with a warranty included. 

If you buy a duvet and it’s not what you thought it would be, you should have the chance to send it back. 

Many people are worried about item longevity when they buy something online. With a warranty, you can alleviate your fears. Many duvet producers don’t specifically state on warranty, but some will. With a warranty, you can feel a bit at ease that the company has faith in its product. Some manufacturers offer a three to 10-year warranty while a select few do offer a lifetime one. 

What should you be mindful of?

Pay close mind to the warranties’ requirements. Some manufacturers will send a warranty card for you to fill out in its packaging. If you fail to fill this out, you may be ineligible to get a replacement. These warranty cards are used to establish who owns the product – this is especially true of the more expensive products. 

Of course, other companies will choose to work with customers who call them about a damaged product, especially if it’s been bought on their website or via Amazon. Why is that? The manufacturer can keep better track who owns the product or may do so to ensure good customer relations with the replacement of a product without any questions.

You really need to be mindful of these guarantees. 

Another thing to consider is product guarantees. A guarantee typically states that for any reason you are not happy with the product, the company will agree to take it back (but only in a certain timeframe). It doesn’t matter why you’re not happy – many manufacturers will agree to it within this timeframe.

Not all manufacturers do offer these guarantees, so always do your research before you buy a duvet cover.  The best duvet insert manufacturers will offer them, but not all, so keep this in mind when shopping. A typical timeframe window is 30 to 90 days. 

How To Properly Care For Your Duvet Insert

With a little effort and some time, you can take proper care of your duvet insert. The best thing you can do is find the best duvet insert that fits your lifestyle. 

Previous duvet inserts would have to be dry cleaned – steam cleaned – so the filling won’t bunch up or fall out. Dry cleaning any kind of product is a hassle, taking a lot of time out of your day. This even caused some people to delay cleaning their products.  

Just think about that for a moment, though. You’re sleeping or sitting under a dirty duvet, filled with bacteria, dander, dust mites, dirt and other allergens.  Dry cleaning duvets mean more time and money spent on keeping it maintained. 

This was a huge turnoff for prospective customers. 

And, it’s why manufacturers began using materials that could withstand the violence washer machine put on clothing and bedding.  Manufacturers began to use more durable materials such as microfiber and polyester in their bedding. It wasn’t long before customers caught wind of the change, and bedding materials grew in popularity. 

When it comes to buying a duvet insert, you want to ensure it’s machine washable. Look on the tag to see what is being recommended for cleaning. If you don’t see anything more on the tag, then do the following:

• Take the duvet cover off
• Place in washer in cold water on gentle cycle
• Sparingly use a gentle detergent
• Tumble dry for two hours on low heat
• Check the duvet every 30 minutes 
• Allow to air dry
  
  The duvet needs to be aired out completely after you wash it before you try using it again. If the material is still damp, it could lead to mold and mildew growth. 

7 Commonly Asked Questions People Have About Duvet Insets

What Differences Does A Comforter and Duvet Insert Have?

There are just a couple of differences between a comforter and duvet. Comforters have a stylish cover, while duvets are usually white and uncovered. Thus, you’ll need another duvet cover to keep your duvet protected or to give it another look. Duvet inserts are sold individually, unlike comforters which tend to come in multi-piece sets.

What Fill Power Would Be Best For Duvet Insets?

Average duvets have a fill power of 600 to 700 fill power, with luxury ones having a fill of 900 or more. Lower-end duvets tend to have 600 or less fill powers. Therefore, if you want a duvet to use in the summer, you want a fill power of 400 or less. Duvets with a 400 or more fill power are more suitable for cool climates. And, if you want the most warmth possible, you need to find a fill power duvet of 600 or more.

Although a higher fill powers mean a higher price, it doesn’t make it any better than a fill power of 550 or less. If you like dense duvets, then you may want to consider a low fill duvet. 

What Exactly Is A Box Stitch?

Box stitch is the kind of topstitching that puts light pieces of fabric together. It raises the duvet’s durability while ensuring the fill material stays distributed evenly. The box stitch style looks similar to a rectangular box-stitched on the top and bottom of a blanket. Most box stitches are seen on the whole duvet.

What Are Corner Loops?

A duvet insert that has tabs on the corners and sides are meant to be tied to a duvet cover. Inside this cover, you’ll need it’s got the same number of loose ties as other places. Just tie them in a knot around every tab.

What’s The Importance Behind The Thread Count?

The majority of manufacturers note what their thread count is or that they have a microfiber shell. A higher thread count means the filling of the duvet insert won’t fall out. The duvet’s fluffy quality is the result of connected fibers or down feathers. Materials this small can spill out if the fabric hasn’t been woven together.  

In fact, some manufacturers go with an added step of including a plastic lining on the inside of the shell to ensure this won’t happen.

Should You Use A Top Sheet With Your Duvet? 

This is one highly-debatable question. For some people, there is no reason to use a top sheet if a duvet cover is already being used. After all, the duvet cover is already protecting the bed from hair, oils and pet dander. 

It does take some effort to get the duvet cover back on an insert. And, they tend to be much more expensive than a top sheet.  On top of that, you need to wash it more often, which can wear it out quicker and need to be replaced sooner. 

Manufacturers that provide a top sheet do it to give the duvet cover an additional layer of protection from hairs and stains – to keep it looking its best all the time. With a top sheet, this is another layer of protection but can increase the heat level on the bed.  You’ll also need to deal with the top sheet every morning compared to a duvet that you can shake out. 

How Often Can A Duvet Be Washed?

It really does boil down to your personal preference, but you should wash it every couple of months. This will help to eliminate the dust, pet dander and other allergens that have built up. If you use an insert without a cover, you should probably wash it regularly. If you have a pet that sleeps in your bed, be sure you wash it once a month.  

Give the duvet a fluff by putting it into the dryer for a spin one time a week. 

What To Keep In Mind When Buying A Duvet Insert

Everybody is different when it comes to bedding, including a duvet insert. Therefore, what works for you may not work for someone else. The best thing you can do is research, research and research again. Look at the different types of duvet inserts on the market and choose one that will best meet your needs. 

• Go through the different fill material and power. 
• Pick a fabric you can take care of relatively easily.
• Find one that is within your budget.

Don’t get too caught up in the pattern or color – that’s not the most important aspect of the duvet insert. You can always buy another one later on that does meet your aesthetic preferences.